I have been hacked and then banned before, but the good news is, I know exactly how it happened and all my items and gold were restored about 3 weeks after I reported it. It's a growing concern, and with WoW gold having a real value compared to the US dollar, it is a very serious issue. If you are too lazy to buy an authenticator then here is a good tip to protect all your gold in game.
If you are reading this blog you most likely have a bank alt and probably a guild bank with tabs full of mats and valuables. The common routine of an account hacker is to clear out all the high level characters, vendor everything valuable, and then send it all to another account. One thing I noticed after being hacked was that the only characters that were untouched was my level 42 hunter, a level 8 shaman, and my level 50 warrior. They DID empty my bank alt (a level 1 called Bankocanada) but surprisingly enough, my wealth on all of my mid-level characters was untouched.
Here's the tip: Add your mid level characters to your bank alt's guild, make a separate guild rank for only one of your characters that will allow for the removal of gold from the guild bank. Put all of your gold into your alt's guild bank and you will be safely protected from withdrawing gold on all but that one inconspicuous mid-level toon.
Rarely will you have to withdraw extremely large chunks of gold, so it is a safe bet to keep the brunt of your gold locked away!
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